Customers with an Ultimate Reward, Premier, Gold or Silver account. Pre existing medical conditions aren’t covered under this policy, unless they are agreed with the insurer first. Getting confuddled with this renewal form for tax credits. Joint Cover Extends cover to entitle one other nominated Joint Bank of Scotland Ultimate Reward Current Account holder, living at the relevant Account holder’s home address, access to the Customer’s cover. There is often limited guidance available from the bank, and the nature of the reward can vary from account to account. You must be 18 or over to apply. Opens in a new browser window. If you do want one I would move fast'ish, as at sometime in the future they are planning on discontinuing it for new customers. Worldwide multi-trip family travel cover. It will help you to compare these fees with those of other accounts. Tip: this will be displayed on your mobile phone screen by dialling *#06# on the keypad. Find out more about the Reward Current Account here. So your Ultimate Reward Current Account automatically comes with a Bank of Scotland Visa debit card. Opens in a new browser window. All … If you’re an Ultimate Reward Current Account customer, please read our FAQs (PDF) for more information about the travel insurance which comes with your account and COVID-19. The Digital Regular Saver is exclusively reserved for Royal Bank of Scotland's current account customers, and they must be aged 18 or older. With rewards current accounts, you should expect two main kinds of fees: Monthly fees. As the impact of coronavirus (COVID-19) is felt across the UK, customers have been contacting AXA and Bank of Scotland to understand how their travel insurance is impacted. What kinds of rewards are offered with these accounts? Below is some information about the fees and features that came with the Bank of Scotland Ultimate Reward Current Account: Monthly Fee: £15 or a lower fee of £10 if the account holder paid in £750 … Pay in £800 a month; Stay in credit or your overdraft A reward current account with bank offers you rewards for banking with them. Visit the Bank of Scotland YouTube page. If your phone is lost or stolen, you must notify the police and your airtime provider as soon as possible. This allows individuals to compare more easily what return they can expect over time. Account Name: Bank of Scotland Reward Current Account: Advantages: 1. It will only take seven working days. A Reward bank account for a little something extra ... you need to pay in £1,250 to an eligible Royal Bank of Scotland account every month. Daily arranged overdraft interest will apply to borrowing over this amount. Debit card and Cashpoint card charges HBOS and Bank of Scotland Reward Current Accounts 2 October 2011 at 12:38PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts 3 replies 822 views You can use our eligibility tool to find out if you are eligible for an arranged overdraft. Visit the Bank of Scotland Facebook page. The Current Account Switch Guarantee makes switching current accounts very easy indeed, and your bank will do most of the legwork for you, including transferring money, direct debits and standing orders, and informing your employer. Find out more about the Reward Current Account here. Does not include AA Relay, which would recover you to any single UK destination of your choice. More about Personal Savings Allowance. Straightforward personal banking for 11-17 year olds. Both the Santander 123 account and the 123 Lite account pay up to 3% … Learn more about reward and incentive accounts Access to a tailored Internet Banking - this is a limited service for Under 19s Account holders, Free everyday banking with no interest, or charges for accidentally going overdrawn. The account … Find out more about the Reward Current Account here. I know that you can only have 1 Reward Current Account with Bank of Scotland and was wondering if I could easily open one with the Halifax, as there are basically the same bank with difference in different countries. Switching your current account to us couldn't be simpler. Un-tiered, interest-free arranged overdraft up to £1,500 in the 2nd and 3rd years of study. Arranged overdrafts are subject to application and approval and repayable on demand. Platinum Account A current account packed with benefits for only £21 per month. Remember, you can do most of your banking tasks yourself online, either using our app or through Internet Banking. Opens in a new browser window. You must contact us first before instructing any other tradesman, If you are a tenant, you must get agreement from your landlord before contacting us. Not taking these actions could result in your claim being declined. * Representative Example (based on using a Student account). Your daily arranged overdraft interest rate is based on how you manage any accounts you have with us and on the credit information we hold about you. Tip: check your instruction manual or remove the back cover and battery to see a label with this information, Your service/network provider. 14 July 2010 at 1:34PM edited 30 November -1 at 12:00AM in Benefits & Tax Credits. Provides cover within the UK, Channel Islands and the Isle of Man, One phone per account holder, maximum of two for joint accounts, Repair or replacement phone up to a maximum value of £2,000 (including VAT) per claim. Covers UK trips where accommodation is pre-booked for 2 nights or more, Single article, pair or set of articles up to £500, Pre-existing medical conditions aren’t covered unless agreed by the insurer, The maximum trip duration is 45 consecutive days, for Winter sports a maximum 31 days cover in any calendar year, £75 excess per claim per incident may apply, There is no cover if travelling against the advice of the Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority, There is no cover if you cannot travel or choose not to travel because the FCDO, or any other equivalent government body in another country advises against travel due to a pandemic. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. A no-strings account with basic banking functions. Earn 2% Rewards on selected household bills, Plus, great standard features that come with all of our accounts. So that we can support those in the most vulnerable situations please only call if it is urgent. We subscribe to The Standards of Lending Practice The Everyday Rewards offer is available on the Co-op Current Account but you need to Opt-In. However, typical free rewards include some of the … Opens in a new browser window. For more information access this directory here or phone MaPS on 0800 138 7777 (Mon – Fri 8am to 6pm). Arranged overdraft limits and interest rates vary based on your individual circumstances. To switch in or upgrade, you need to be an existing Royal Bank current account customer. A Visa debit card. Please be aware pre-existing medical conditions are not covered under this policy. Covers for loss, theft, damage or breakdown (including faults). Not all rewards current accounts will charge one, but you should definitely expect it if you’re after the best benefits. Excess of £100 is payable on all successful claims, No more than 2 successful claims per account holder in any 12 month period, Make and model of your phone. Any overdraft we agree is repayable on demand, including any interest and is subject to application and approval . If you pay in £1,500 or more each month there will be no monthly fee for maintaining … You can raise a claim by calling 03451 24 14 01. don't currently hold 2 Reward accounts; You must also meet one of these criteria: Minimum £100k sole income or £120k joint income paid into your Royal Bank account… Under this cover if it is not possible to fix the vehicle at the roadside, you will be recovered to a local repairer of the AA’s choice or a destination of your choice provided it is no further. It’s easy to do things like check your balance or get a statement, wherever and whenever you want 2. Interest-free arranged overdraft up to £1,500 in your 1st year of study (starting with £500 in months 1 to 6 from account opening, £1,000 in months 7 to 9 from account opening and £1,500 in months 10 to 12 from account opening). Registered Office: The Mound, Edinburgh EH1 1YZ. As your new current-account provider we offer the following guarantee. An additional premium may apply. Bank of Scotland / Halifax Reward Current Account 8 September 2009 at 11:27AM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts 24 replies 2.8K views To apply, you must hold a current account, savings account, credit card or mortgage with Royal Bank of Scotland, be a UK resident, aged 18+ and earning at least £10K per year. To do this please have all your cards to hand and call 03451 24 14 01. If your cover needs extending, an additional premium may apply. Please register your cards with us. A Pay for everything from a night out to designer fashions. Change to a Reward Platinum Current Account | Royal Bank of Scotland The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. Find out more about the benefits of a Bank of Scotland current account. You will be asked the following information so make sure you have it ready: Instructions for registering your phone or raising a claim online: Log into Internet Banking  Register for Internet Banking. This is the annual interest rate of an overdraft. This policy is to deal with ‘home emergencies’ needing immediate attention only and will cover costs up to a maximum of £250. Opens in a new browser window. Reward current accounts offer you an incentive to switch your back account to them, including cashback, regular loyalty payments (perhaps £5 a month) and discounts. You are responsible for paying any tax due to HMRC. You will not earn credit interest on amounts of £2,500 or higher. Foreign currency transaction fees. will pay in £1,250 each calendar month to any eligible personal current account you have with us. This means you are charged over the year based on how often and how much you are overdrawn by, and the effect of compounding it – charging interest on interest already charged. If you're abroad, call +44 (0) 1495 28 12 96, open 24 hours a day, 7 days a week, 365 days a year. Once you’ve activated Everyday Offers, just activate each offer to earn cashback on your next purchase. AA Breakdown Cover is provided by Automobile Association Developments Limited (trading as AA Breakdown Services). Mobile Phone Insurance is arranged through Lifestyle Services Group Limited with a single insurance provider Assurant General Insurance Limited. You can also use our handy travel disruption tool, for help if your travel has been disrupted. A current account packed with benefits for only £21 per month. Registered in Scotland No. If this is relevant to you, please consider whether the travel insurance that comes with this account is the right one for you. Download the statement of responsibilities, Please Enter to access social media links. Tip: details of your service provider are often displayed on the screen of your phone or are on your contract or monthly statement. We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board. Some of the rewards offered can include: A guaranteed amount of cashback, e.g. We will let you know your rate in the pre contract credit information we give you if you apply for an arranged overdraft. Visit the Bank of Scotland Twitter page. Covers a sudden unexpected incident to your home which needs immediate action to: Make it safe or secure and avoid damage or more damage, Restore electricity, gas or water services if they have totally failed, Provides a qualified person chosen by us to deal with the emergency up to £250. £2 a month credit; 5p cashback each time you use your debit card to a max of £3 a month; Requirements. Worldwide Travel Insurance for you and your family including winter sports cover. 2.5K posts. You can register your mobile phone details with us if you’re registered for Internet Banking or by calling 03451 24 14 01. Visit the Bank of Scotland Facebook page. We are experiencing a high number of calls at the moment. *Co-operative Bank current account offer* Everyday Rewards benefits. SC327000. 1 To be eligible for Everyday Offers you need to be over 18, have a Bank of Scotland current account, a Bank of Scotland debit and/or credit card and be registered for Internet Banking. No fee or £3 per month. Account holders of a Bank of Scotland Ultimate Reward Current Account. If you’re an Ultimate Reward Current Account customer, please read our FAQs (PDF) for more information about the travel insurance which comes with your account and COVID-19. If this affects you contact AXA directly to find out more. But from 1 February 2020, this will be replaced by a maximum monthly reward of £5 if you meet certain conditions. If you are looking for the online self-assessment medical screening link, this is currently unavailable. Bank of Scotland does not make a charge but the owner of the machine may. AER is Annual Equivalent Rate - this illustrates what the interest rate would be if interest was paid and compounded once each year. Earn 2% Rewards on selected household bills, Plus, great standard features that come with all of our accounts. Home emergency cover is provided by AXA Assistance and is underwritten by Inter Partner Assistance SA (IPA). Remember, you can do most of your banking tasks yourself online, either using our app or through Internet Banking. Up to £2,000 in the 4th, 5th and 6th years. Covers all financial cards - call us if they're lost or stolen and we will arrange to cancel them. The treatment of ‘rewards’ however depends on the nature of the reward. Your International Mobile Equipment Identity (IMEI) number. You must 18 years old or over to apply. To understand if you or anyone to be covered under the policy have any conditions that could impact your cover, please call us on 03451 24 14 01 (Lines open Monday-Saturday 8am-8pm, Sunday 9am-5pm). Switching current accounts has never been simpler, and many providers offer lucrative incentives for moving your account to them. Not taking these actions could result in your claim being declined: Card Cancellation is provided by Citymain Administrators Ltd (part of the SPB UK & Ireland Group Companies). 14 July 2010 at 1:34PM edited 30 November -1 at 12:00AM in Benefits & Tax Credits. Select the benefits you are calling about and one of our team will be happy to help. Call us on 03451 24 14 01 if you need to make a claim. Cover includes your spouse, civil partner or partner (who you live with) and children under 18 or under 24 and in full time education. Upgrading your Bank of Scotland current account to Platinum opens the door to a range of additional benefits from third party insurance providers. Earn 1% in Rewards on your supermarket spend, between 1-15% in Rewards at selected MyRewards retailers and 0.25% everywhere else you shop. We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. So that we can support those in the most vulnerable situations please only call if it is urgent. Please Enter to access social media links. Bank of Scotland sells many types of Packaged Bank accounts. Rewards available from UK current accounts vary from bank to bank, and they change regularly. Access to any of our branches, as well as our 24-hour telephone and online banking services. If you pay at least £1,000 a month into the account, are in credit and have set up 2 direct debits, you can earn 1.50% interest on balances up to £5,000. We'll manage your money while you concentrate on study. Opens in a new browser window. NatWest and Royal Bank of Scotland (RBS) Reward customers will soon no longer earn cashback for paying their household bills. Call us on 03451 24 14 01 if you need to use your benefits or have any questions. Earn a variable rate of interest, paid quarterly, of 1.50% AER (1.49% Gross p.a.) Worldwide Travel Insurance for you and your family including winter sports cover. Free everyday banking when you stay in credit, plus add Vantage to earn interest. Hi all, Currently have a Bank of Scotland Reward Current Account just so that I can get the free £5 reward each month.