Whats is your knowledge and experience on investments? Privilege is offered From December 14 to December 31, 2017. It was originally incorporated as Ayala Life Filipino Income Fund, Inc. on July 18, 1997 and was renamed to Ayala Life Fixed Income Fund, Inc. on August 21, 1998. Check fund performance trends, calculate Return on Investments, and view the daily price summaries. With the help of BPI ExpressOnline, you can access your ALFM investment account anytime, anywhere. Step 2: Fill out the Client Information Sheet. This is not a deposit product. The portfolio seeks to achieve protection ofprincipal through prevention of loss at all times. An investor may enroll his ALFM investment account/s in the BPI ExpressOnline (www.bpiexpressonline.com) channel to enjoy the following benefits: The Regular Subscription Plan (RSP) feature allows an investor to make scheduled contributions on a periodic basis, either on a monthly or quarterly basis, permitting you to automatically invest in any of the ALFM Mutual Funds. Mutual funds can be divided into four distinct types: bond funds, equity funds, balanced funds and money market funds. This website is best viewed using the latest version of Google Chrome, Safari, Mozilla Firefox, and Internet Explorer, Philippine Stock Index Fund Corp. - 2020 Annual General Meeting, ALFM Growth Fund Inc. - 2020 Annual General Meeting, ALFM Euro Bond Fund Inc. - 2020 Annual General Meeting, ALFM Dollar Bond Fund Inc. - 2020 Annual General Meeting, ALFM Peso Bond Fund Inc. - 2020 Annual General Meeting, ALFM Money Market Fund Inc. - 2020 Annual General Meeting, Philippine Stock Index Fund Corp. - 2018 Annual General Meeting, ALFM Growth Fund Inc. - 2018 Annual General Meeting, ALFM Euro Bond Fund Inc. - 2018 Annual General Meeting, ALFM Dollar Bond Fund Inc. - 2018 Annual General Meeting, ALFM Peso Bond Fund Inc. - 2018 Annual General Meeting, ALFM Money Market Fund Inc. - 2018 Annual General Meeting, Key Information and Investment Disclosure Statements (KIIDS). 1. Once opened, you may visit any BPI/BPI Family Savings Branch to transact (Subscription/Redemption). Participating ALFM Mutual Funds are the following: ALFM Money Market Fund; ALFM Peso Bond Fund; ALFM Dollar Bond Fund; ALFM Euro Bond Fund; ALFM Growth Fund; Philippine Stock Index Fund; Funds are subject to availability of mutual fund shares. Historical Price Search Fund Price Valuation Date; CONTACT BPI-PHILAM (632) 8 5285501 1-800-188-89100 (Toll Free) 15th Floor BPI-Philam Life Makati Ayala Avenue, Makati City 1226. Step 2: Fill out the Client Information Sheet. B. Learn about the fund's agencies rating and risk rating, transparent information about the fund's management personal, policies of invested allocation and diversification, past performance. CONTACT BPI-PHILAM (632) 5285501 1-800-188-89100 (Toll Free) 15th Floor BPI-Philam Life Makati Ayala Avenue, Makati City 1226. ALFM Peso Bond Fund, Inc. (a) 371.39 3.72% 3.26% 2.85% 0.09% ATRAM Corporate Bond Fund, Inc. (a,1) 1.9024 -0.09% 0.08% 0.26% 0.11% Cocolife Fixed Income Fund, Inc. (a) 3.2163 3.09% 4.42% 4.8% 0.05% Ekklesia Mutual Fund, Inc. (a) 2.2978 3.55% 2.89% 2.47% 0.08% First Metro Save & Learn Fixed Income Fund, Inc. (a) 2.4514 4.44% 3.36% To date, the ALFM Mutual Funds have the largest market share in the mutual funds’ industry in the Philippines. This product cannot be sold to you unless its benefits and risk have been thoroughly explained. The ALFM Dollar Bond Fund is suitable to investors who are looking for consistently attractive returns for their US Dollar funds over the medium to long term. What portion of your investment can be placed in medium or long term investments, i.e., more than 3 years? Over P5 M (USD 100,000) up to P30 (USD 600,000). They are managed and distributed by the BPI Investment Management Inc., a subsidiary of Bank of the Philippine Islands (BPI)., which had over ₱100 billion worth of asset in its portfolio. 75% 30-Day Philippine Special Savings Rate, net of tax25% BPI Philippines Government Money Market Index. An investor, therefore, enjoys the benefits of instant diversification in different asset classes and in different currencies. As a Managing Director of Ayala Corp., she served in various senior Management positions: 1) Chief Finance Officer and Chief Administrative Officer, Integrated Micro-Electronics, Inc. - IMI (January 2009 to July 2010); 2) Chief Finance Officer, Manila Water Company Inc. - MWC (January 2000 to December 2008); 3) Group Controller and later Vice President for Commercial Centers, Ayala Land, Inc. - ALI (January 1989 to March 1999); and 4) member of the boards of various subsidiaries of ALI, MWC and IMI. Answer: Just like the old saying “don’t put all your eggs in one basket,” diversity is important so that you take less risk for your finances. Once you can access your Mutual Fund Investment Account via BPI Express Online account, please go to Investments > Mutual Funds > Subscribe > Subscribe Now as shown below to transact your subscription. His overriding concern is to protect principal amount of investments and earn a steady stream of interest income. test. II. She also attended the Financial Management Program of the Stanford University in 1991. Draw freehand or apply a variety of technical indicators. Visit any BPI/BPI Family Savings Branch, together with the co-account holder/s (if any), to initially open an ALFM Investment account.B. Mr. Paterno is a former President and CEO of the Development Bank of the Philippines, serving from 2002-2004. How do I invest in a mutual fund? Answer: Each mutual fund is compared to a benchmark to see how it is performing. 8. Get peace of mind knowing that only our professional fund managers with years of experience handle your money. The valuation used is called Marked-to-market. The ALFM Dollar Bond Fund is suitable to investors who are looking for consistently attractive returns for their US Dollar funds over the medium to long term. Mr. Bernardo received a Bachelor of Science degree in Business Economics (magna cum laude) from the University of the Philippines and a Masters in Development Economics degree from Williams College in Williamstown, Massachusetts. As a shareholder, you will get equal shares in the gains or losses of the fund. Low. He completed the Watson Wyatt Leadership Development Program at Harvard Business School, Boston, Massachusetts, in 1995. *Investment should be at least PhP100,000.00. Outside deposits and short term government securities, I have experience investing in money market funds such ascorporate bonds and fixed income bonds. 4. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. The customer can choose from any of the Mutual Funds: ALFM Mutual Funds allows you to diversity at a low cost. I. I have other sources of liquidity and do not see a real need to use funds for the next 5 to 10 years. Investments, therefore, in Mutual Funds are valued at their prevailing market performance. 7. She is the ING-FINEX CFO of the Year awardee for the year 2008. It changes daily and is calculated at the end of the trading day.To get the NAVps, the net of the fund’s total assets minus its liabilities is divided to the number of outstanding shares.The NAVps of a mutual fund is based on the current market price of the fund’s assets and liabilities. To achieve growth through a balance between interest income and capital gain over a medium term period. To achieve significant growth or capital appreciation over the medium to long term period. Available Products for Conservative Investors: The portfolio seeks to achieve preservation of capital considering the effects of inflation. Once filled-out, kindly print, completely sign the ONLINE INVESTMENT ACCOUNT APPLICATION form, together with your valid government-issued ID and FATCA FORM. 75% 30-Day Philippine Special Savings Rate, net of tax25% BPI Philippines Government Money Market Index. Check out www.alfmmutualfunds.com or send us … Mr. Bernardo was an alternate director of the Asian Development Bank from 1997 to 1998 and Undersecretary for International Finance, Privatization & Treasury Operations of the Department of Finance of the Republic of the Philippines from 1990 to 1996. Get instant access to a free live streaming chart of the Alfm Money Market Fund fund. Ms. Nuesa is a former Managing Director of conglomerate Ayala Corporation until her retirement in 2011. PHILAMLIFE.COM BPI.COM.PH AIA.COM . How do I open an ALFM Mutual Fund Account? To date, it is the only index tracker mutual fund that fully replicates the PSEi. The ALFM Mutual Funds are open-end investment companies registered with and regulated by, the Securities and Exchange Commission (SEC). Available Products for Conservative Investors: The portfolio seeks to achieve preservation of capital considering the effects of inflation. ALFM Mutual Funds are pooled funds. It changes daily and is calculated at the end of the trading day.To get the NAVps, the net of the fund’s total assets minus its liabilities is divided to the number of outstanding shares.The NAVps of a mutual fund is based on the current market price of the fund’s assets and liabilities. The Fund is the only mutual fund in the country which gives a free group term life insurance coverage of PhP200,000.00* to each eligible primary individual investor. Contact Nos. 75% Philippines 30-day Special Savings Rate (net of tax) plus 25% BPI Philippine Government Money Market Index. The chart is intuitive yet powerful, offering users multiple chart types including area, lines, bars and Heiken Ashi. How do I track my investment? He serves on the boards of the Foundation for Economic Freedom, Manila Polo Club and Ateneo Scholarship Foundation. HR Mall is the Ayala Group’s shared services center and is now a full fledged business process outsourcing (BPO) company specializing in human resource services. I am not willing to take any risks on my principal investments and I accept steady and minimal return. ALFM Mutual Funds pools the money of numerous investors in order to provide them with instant diversification and asset allocation without the high costs needed to create individual portfolios. ATRAM Philippine Balanced Fund: Balanced Mutual Fund: 3.39%: 5: ALFM Peso Bond Fund: Bond Mutual Fund: 2.06%: 6: Sun Life Prosperity Money Market Fund: Money Market Mutual Fund: 1.90%: 7: Ekklesia Mutual Fund: Bond Mutual Fund: 1.56%: 8: Philam Bond Fund: Bond Mutual Fund: 1.22%: 9: ALFM Money Market Fund: Money Market Mutual Fund: 1.13%: 10: Soldivo Bond Fund: Bond Mutual Fund: 0.51% A Certified Public Accountant, she holds a BS in Commerce degree (Summa cum Laude, 1974) from the Far Eastern University. Step 3: Our Mutual Funds Sales Agent will contact you for a free financial consultation. Once filled-out, kindly print, completely sign the ONLINE INVESTMENT ACCOUNT APPLICATION form, together with your valid government-issued ID and FATCA FORM. I know bank deposits, BSP, SDA, T-bills and money market placements. ALFM Mutual Funds pools the money of numerous investors in order to provide them with instant diversification and asset allocation without the high costs needed to create individual portfolios. He also worked for 8 years at Credit Suisse as Managing Director and Country Manager for the Philippines. The various ALFM Funds allow clients to diversify and to spread risks across different asset classes and multi-currencies. The Fund aims to achieve capital preservation through a steady stream of income by investing in a diversified portfolio of fixed income instruments issued by foreign and local entities, such as but not limited to, Euro-denominated government securities, corporate notes and bonds, and fixed income funds. I. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). For BPI Account Holders, please visit any BPI Branch to transact your Subscriptions/Redemptions. 2. For Single Account Holders with BPI Express Online*:A. Kindly log in to your BPI Express Online account then go to My Portfolio > Open New Accounts > Investments > Mutual Funds. The Fund was incorporated on August 5, 2005 to engage primarily in the business of investing, reinvesting, and trading of securities and to operate as an open-end investment company. To preserve capital or real value of investments. Answer: Your investment can be tracked via the Net Asset Value per share (NAVps). He served as Industry Governor of the Market Governance Board of the Philippine Dealing and Exchange Corp. in 2008 and 2011 and currently sits as Alternate Governor. To preserve capital or real value of investments. Economics degree and completed his M.B.A. academics at the Ateneo Graduate School of Business. (Phils. The Fund aims to achieve long-term capital appreciation by investing in a diversified portfolio of equities and fixed income instruments. Now, lately, I have been hearing about ATRAM Mutual Funds and I want to diversify some money on it since based on what I read it offers high returns among others. He previously served as Vice President and head of many of BPI's divisions, including AMTG Retail Trust Division, AMTG Portfolio Management Division, Securities Distribution Group’s Retail Funds Distribution, and Private Banking Unit. Mr. Orbeta is a Managing Director of Ayala Corporation and the Head of its Corporate Services Group. Available Products for Modetately Conservative Investors: The portfolio seeks to achieve balance between generating steady income and growth in capital. Once opened, you may visit any BPI/BPI Family Savings Branch to transact (Subscription/Redemption). The test is purely for risk classification purposes and will take five (5) minutes to complete. This app retrieves the latest data posted on the official ALFM Mutual Funds website, and displays them to you in a compact, easy-on-the-eyes way. How do I gain from investing in Mutual Funds? For this purpose, I agree to indemnify and hold BPI Investment Management, Inc. free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization. He is a SEC-licensed Certified Investment Solicitor from 2001 to 2012. Email This BlogThis! Redemption of rewards is until January 31, 2018. Philippine Stock Exchange Composite Index (PSEi). If ever you do not meet the Risk Profile needed, you may update your Risk Profile by going to Investments > Risk Profile. Growth and earning the highest returns are the main concerns of this investor. He was also a Board member of Watson Wyatt & Co. from 2000 to 2003. The various ALFM Funds allow clients to diversify and to spread risks across different asset classes and multi-currencies. C. Submit the above-mentioned documents, to any BPI or BPI Family Savings Branch (depending on your branch of account) or to BPI Investment Management Inc. at 3/F, Insular Life Building, Ayala Ave. corner Paseo de Roxas St., Makati City, 1226. The fund shall invest substantially all of the Fund's assets in the stocks comprising the PSEi in the same weights as in the index. The Fund Manager pools together the amount invested by various investors to form a massive asset base. Due to thenature of the investments, yield and potential yields cannot be guaranteed. The ALFM Peso Bond Fund is ideal for investors who are looking for a well diversified fixed-income investment fund which has consistently provided superior risk-adjusted returns over the medium to long term. 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